Beneva Insurance Company is pleased to partner with the Ordre des psychoéducateurs et psychoéducatrices du Québec to offer a professional liability insurance program. The policy number is 42241781-004.

• The Ordre
• The Ordre members in good standing who enrolled in the professional liability insurance program
• The Ordre members in good standing who enrolled in the professional liability insurance program, for losses resulting from professional services rendered while they were members in good standing and enrolled in the Ordre professional liability insurance program
• Former Ordre members in good standing, for losses resulting from professional services rendered while they were members in good standing and enrolled in the Ordre professional liability insurance program
• Present or former students or interns who are or were recognized by the Ordre
• Employees who work under the supervision of a member in good standing who enrolled in the professional liability insurance program
• Any of the above-mentioned persons' legal heirs or assigns
• A company owned by a member in good standing or who provides services to the public with at least one insured member in good standing authorized by law to carry out his or her professional activities

We insure:

Your professional liability:

Specifically, the payment of compensatory damages that you may be required to pay to third parties as a result of a claim received by you and filed with Beneva during the insurance period and arising from fault, negligence, or a lack of care or skill in the performance of your insured professional activities.

We also assume your expenses for defence in litigation involving professional liability.

Insurance limits: Up to $1M per loss and $3M per total losses per insurance period.

Your criminal defence fees:

Specifically, your defence costs for any action taken against you before a criminal court with respect to professional activities you performed, unless you plead or are found guilty by judgment of the highest court of final resort.

Criminal defence fees: Up to $50,000 per insured.

Your illegal practice defence fees:

Specifically, your defence costs for any action taken against you for illegal practice of another profession, unless you plead or are found guilty by judgment of the highest court of final resort.

Illegal practice defence fees: Up to $25,000 per insured.

Your coroner's inquest legal fees:

Specifically, your legal fees involving any appearance as an interested party in a coroner's inquest or a similar special inquest or commission arising from or in connection with the performance of your professional activities, not including cases in which you are called upon to act as an expert witness.

Coroner's inquest legal fees: Up to $25,000 per insured.

What activities are insured?

Professional activities in your field of practice which may lead to legal action taken against you in Canada. This includes teaching, supervision, opinions and consultations.