Beneva Insurance Company is pleased to partner with the Ordre des conseillers en ressources humaines agréés to offer a professional liability insurance program. The policy number is 28508371-003.
Contact us
418 266-9600
1 800 644-0607
cgen-rsiquesspeciaux@beneva.ca
8:30 a.m. to 5 p.m. Monday to Friday
Who are the insureds?
- The OCRHA
- OCRHA members in good standing who enrolled in the professional liability insurance program
- OCRHA members in good standing who enrolled in the professional liability insurance program, for losses resulting from professional services rendered while they were members in good standing and enrolled in the OCRHA's professional liability insurance program
- Former OCRHA members in good standing, for losses resulting from professional services rendered while they were members in good standing and enrolled in the OCRHA's professional liability insurance program
- Present or former employees who work or previously worked under the supervision of an insured member in good standing
- Any of the above-mentioned persons' legal heirs or assigns
- A company of which a member in good standing is either the owner or a shareholder
What is your coverage?
We insure:
Your professional liability:
Specifically, the payment of compensatory damages that you may be required to pay to third parties as a result of a claim received by you and filed with Beneva during the insurance period and arising from fault, negligence, or a lack of care or skill in the performance of your insured professional activities.
We also assume your expenses for defence in litigation involving professional liability.
Insurance limits: Up to $1M per loss and $5M for all losses per insurance period.
Your criminal defence fees:
Specifically, your defence costs for any action taken against you before a criminal court with respect to professional activities you performed, unless you plead or are found guilty by judgment of the highest court of final resort.
Criminal defence fees: Up to $50,000 per insured.
Your illegal practice defence fees:
Specifically, your defence costs for any action taken against you for illegal practice of another profession, unless you plead or are found guilty by judgment of the highest court of final resort.
Illegal practice defence fees: Up to $25,000 per insured.
Your coroner's inquest legal fees:
Specifically, your legal fees involving any appearance as an interested party in a coroner's inquest or a similar special inquest or commission arising from or in connection with the performance of your professional activities, not including cases in which you are called upon to act as an expert witness.
Coroner's inquest legal fees: Up to $25,000 per insured.
What activities are insured?
Professional activities in your field of practice and performed in Canada, which may lead to legal action taken against you in Canada. This includes teaching, supervision, opinions and consultations.
How to file a claim?
In the event of a claim, dial 1 866 906-2120.
It is important to:
- Bring to the attention of your insurer any fact or circumstance that may give rise to a claim, as soon as you become aware of such matters.
- Refrain from assuming any liability, incurring any expense or entering into any negotiation on your own initiative.
- Forward any notice of claim, as well as any judicial procedure that may be served on you.
- Provide your insurer with support and cooperation during any enquiry and any legal proceedings that may eventually take place.
The purpose of this site is to present to you the main features of your professional liability insurance program. The insurance contract contains a number of restrictions. Only the contract may be used to establish the rights and responsibilities of the contracting parties at all times.